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March 27, 2023
Debonie Thompson

Auto replacement cost coverage a terrific option

Walking through an auto dealership the other day, I couldn’t help but be impressed by all the new vehicles on the lot. Every year, cars and trucks get fancier, sleeker and harder to resist. When you slide into that new seat with that new car smell and turn the ignition key, it can feel like […]
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March 27, 2023
Debonie Thompson

Should I carry comp and collision coverage?

Full coverage or no full coverage? That is the question. I had an old car that I carried full coverage on for the longest time. One day I decided to check to see how much I might save if I removed comprehensive and collision coverage. The saving was minimal, so I just left full coverage […]
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March 27, 2023
Debonie Thompson

Don’t get left out in the cold without renters insurance

It’s easy to think of renters insurance as providing coverage strictly for one’s belongings. “I don’t have much stuff,” someone might say as to why he/she does not need renters insurance. The truth is, there’s much more to renters insurance than just insuring your personal property. The personal property coverage is important, no doubt. If […]
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March 27, 2023
Debonie Thompson

Usage-based auto insurance gaining ground

Auto insurance carriers today are looking for better ways to individualize a person’s insurance rates. More and more, the way they are doing this is through telematics, where your personal driving style determines your insurance rate. You plug a device in your car, and it measures things like fast acceleration, hard braking, drifting in and […]
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March 27, 2023
Debonie Thompson

A question to consider

“What does insurance mean?” That’s a question that I bet crosses some folks’ minds from time to time. And why wouldn’t it? You are paying a premium for something that’s seemingly invisible and only comes into play if something unfortunate happens to you. So what DOES insurance mean? Here’s what it means: 1) It’s taking […]
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March 27, 2023
Debonie Thompson

Cook, Downing & Underwood Insurance among best in Barren County

Cook, Downing & Underwood Insurance Agency was named one of the top two insurance agencies in Barren County as voted on in the Glasgow Daily Times’ Best of Barren County competition for 2018. “This is a tremendous honor,” said Buddy Underwood, owner, of Cook, Downing & Underwood Insurance. “We pride ourselves on being the best […]
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March 27, 2023
Debonie Thompson

Agent learns value of AAA

I haven’t always been a AAA member. It wasn’t until I got married that I became a member, adding my name onto my wife’s membership. Well, I can honestly say the value provided by the membership has been well worth it, both in terms of roadside assistance and various discounts. One year, a car got […]
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March 27, 2023
Debonie Thompson

Pet Insurance Meets Need for Agent

So we just got a cat. I’m not sure exactly how it happened. My failed attempts at deterring ground squirrels from digging tunnels in our yard might have been a factor. We needed a new sheriff in town in our yard. It’s the first pet our 8-year-old daughter has ever had, and she is thrilled. […]
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March 27, 2023
Debonie Thompson

Homeowners insurance a key part of home-ownership

Owning a home is a big responsibility. When it comes to insuring your house, homeowners insurance can provide a terrific bundle of coverages to protect against common types of losses. Replacement cost coverage on your dwelling and personal property means that in the event of a covered claim, if you are replacing the dwelling and […]
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March 27, 2023
Debonie Thompson

Take precautions during bitter cold

With an Arctic blast approaching south-central Kentucky this Christmas weekend, it’s important to take steps to protect your home against freezing pipes. Here are some tips that can help: 1) Make sure all outdoor faucets are winterized and covered; 2) Keep a slow stream of water running in your sinks and check the sinks a […]
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